Todd Markman

Proud to be a second-generation State Farm Agent and excited to share that our Northbrook office has been recognized as a 🏆 Top 5 Insurance Agency in Northbrook for 2026!

We're also proud of the recognition our Wilmette office has received, including being named 🏆 Wilmette's Top Insurance Agency for 2026 and previously voted 🏆 North Shore's Top Insurance Agency in 2018.

With over 150 years of combined insurance experience, my team and I are committed to helping individuals, families, and small business owners protect what matters most.

🍁 Fall Is Here: Is Your Insurance Ready for the Season Ahead?

October means cooler weather, shorter days, changing road conditions, and winter right around the corner. It's also an excellent time to make sure your insurance has kept up with changes you've made throughout the year.

A new car? Home renovation? New driver in the family? Growing business? New jewelry or other valuables?

Whatever has changed, our Northbrook State Farm team can help review your Auto, Homeowners, Condo, Renters, Life, Business, and other insurance needs.

🚙 Auto Insurance: Fall Driving Is Here

October brings changing driving conditions throughout Illinois and Wisconsin. Earlier sunsets, wet leaves, cooler temperatures, busy school schedules, and changing weather can all make fall driving a little different from summer.

It's also a good time to take another look at your auto insurance, especially if something has changed recently.

Consider an auto insurance review if:

• You recently purchased or leased a vehicle

• You've added a new or teen driver

• You haven't reviewed your liability limits or deductibles recently

• It's been a while since you compared your current auto insurance options

Looking for a car insurance quote? Our Northbrook team can help you review State Farm auto insurance options, discuss available discounts like Drive Safe & SaveTM and Steer Clear®, and compare coverage based on your needs.

🏠 Homeowners & Condo Insurance: Get Ahead of Winter

Chicago-area winters don't always give us much warning.

October is a great time to prepare your home before freezing temperatures arrive. Clean your gutters, disconnect outdoor hoses, inspect your roof, service your heating system, check fireplaces and chimneys, and test smoke and carbon monoxide detectors.

While you're checking your home, check your insurance too.

Let us know if you've recently:

• Replaced your roof

• Updated plumbing, electrical, or heating systems

• Remodeled or renovated

• Finished your basement

• Added living space or an outdoor structure

• Purchased expensive furniture, electronics, jewelry, artwork, or collectibles

Keeping your homeowners or condo insurance information current helps us better understand the home we're protecting.

🔥 Fire Prevention Month: Small Steps Can Make a Big Difference

October is Fire Prevention Month, and Fire Prevention Week is a great reminder to take a few simple safety precautions around your home.

Test smoke and carbon monoxide alarms, talk with your family about an emergency escape plan, inspect heating equipment, and be mindful when charging phones, power tools, e-bikes, portable batteries, and other devices powered by rechargeable lithium-ion batteries.

Home insurance is there for the unexpected—but preventing a loss in the first place is even better.

❤️ Life Insurance: Is It Time for a Review?

Life insurance can help provide financial protection for the people who matter most to you.

As life changes, your insurance needs may change too. Getting married, welcoming a child, changing jobs, starting a business, or taking on new financial responsibilities can all be good reasons to review your life insurance coverage.

Consider asking yourself:

• Has anything significant changed in my life or family?

• Has my income or financial responsibility changed?

• Have I reviewed my beneficiaries recently?

• Do I understand the life insurance coverage I currently have?

• Is my current coverage still appropriate for my situation?

Life insurance isn't one-size-fits-all. Our Northbrook team can help explain available life insurance options in straightforward, easy-to-understand language and help you explore coverage based on your individual needs and goals.

💼 Business Insurance: October Is Cybersecurity Awareness Month

Northbrook is home to businesses of all shapes and sizes—from professional offices and contractors to retailers, restaurants, landlords, and growing entrepreneurs.

October's Cybersecurity Awareness Month is a good reminder that businesses today face risks that extend beyond their physical property.

As your business grows, your insurance needs may change too. Our team can help you explore State Farm business insurance options and discuss areas such as property, liability, commercial auto, and other available protection based on your business.

Starting something new? We'd be happy to provide a business insurance quote and help you understand your options.

📍 Your Local State Farm Insurance Team in Northbrook

We're proud to call Northbrook home—and proud to be recognized as one of the Top 5 Insurance Agencies in Northbrook for 2026. We're equally proud of the recognition our Wilmette office has received, including Wilmette's Top Insurance Agency for 2026 and North Shore's Top Insurance Agency in 2018.

As a graduate of New Trier High School and the University of Illinois Urbana-Champaign, I have deep roots in the North Shore. My wife, Erica, and I live here in Northbrook with our children, Mason, Sydney, and Leo, and you'll often find us around town or at their baseball, softball, and basketball games.

Whether you're looking for auto insurance in Northbrook, homeowners insurance, condo insurance, renters insurance, life insurance, business insurance, or simply want a second opinion on your current coverage, our experienced local team is ready to help.

📞 Call, text, email, visit our Northbrook office, or connect with us online for a personalized insurance review or State Farm quote this October.

And be sure to check out our 5-star Google and Yelp reviews and follow us on Facebook!