Todd Markman

Proud to be a second-generation State Farm Agent and honored to be recognized as 🏆Wilmette's Top Insurance Agency for 2026 and previously voted 🏆North Shore's Top Insurance Agency in 2018. With over 150 years of combined insurance experience, my team and I are committed to helping individuals, families, and small business owners protect what matters most. We’re available 24/7, 7 days a week to provide guidance and support whenever you need us.

🍂 August in Northbrook: Storm Readiness + Back-to-School Insurance Updates 🍂

August brings a mix of sunshine and sudden Midwest storms—plus the start of back-to-school preparations for many families. It’s also when renters start moving, and auto policies often need updates for new driving routines.

If you’re searching for help with insurance in Northbrook—including Auto, Home, Condo, Renters, Life, and Health Insurance—we’re here to make the process simple.

🏡 Homeowners & Condo: Get Ready for August Storms

Illinois storms can include heavy rain, wind, and hail. It’s a great time to review coverage—especially if you’ve had repairs, updates, or new items added over the summer.

Helpful questions to consider:

• Have you noticed any roof or gutter issues?

• Did you do any renovations or repairs?

• Are you confident your coverage accounts for risk like sewer or drain back-up?

We can help you understand what’s covered and what options may be worth discussing.

🚗 Auto Insurance: Teen Drivers + Back-to-School Coverage Check

As schedules change, many Northbrook families search for teen driver insurance or “how to add a driver to my auto policy.” August is the perfect time to review your policy before the school year ramps up.

We can help with:

• Adding/updating a teen or college-age driver

• Reviewing liability coverage and deductibles

• Confirming your coverage still matches your vehicles and daily driving

• Discussing eligible discounts (when available)

🏠 Renters Insurance in August: Moving-In Month Checklist

August and early fall are common times for leases to start—so renters often search for renters insurance near me, “what does renters insurance cover,” or renters insurance for students.

Renters insurance can help protect belongings and provide liability coverage. It can be especially important if your household is moving items, buying electronics, or setting up an apartment for the school year.

If you’re preparing for move-in, we’ll help you think through:

• Basic coverage needs for your belongings

• Liability protection

• Deductibles and policy limits

🧡 Life Insurance: Review Coverage as Your Family Grows

If you’ve had a life change this year—or you’re thinking ahead—August is a great time to review life insurance.

We can help ensure your policy aligns with:

• New responsibilities

• Changes in income or household needs

• Beneficiary updates after major milestones

Our mission is simple: to help people manage the risks of everyday life and prepare for the future with confidence. Whether you need Auto, Homeowners, Condo, Renters, Life, or Health Insurance, we’re here to help.

📞 Call, text, email, stop by the office, or connect with us online for a personalized insurance review this August— and don’t forget to check out our 5-star Google and Yelp reviews and follow us on Facebook!

Frequently Asked Questions (FAQ)

Q: What's an effective way to get car insurance quotes?

A: You can get car insurance quotes online, by phone, or stopping into one of our offices and sharing details about your vehicle, driving history, and coverage needs. Serving Northbrook and the surrounding area, Todd's team can help answer your questions.

Q: How soon can I get insured for my car?

A: Car insurance coverage can often start the same day, depending on your situation. Have questions? We can walk you through your options.

Q: What coverage is required when leasing a car?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. We'll work with you to find coverage that fits.

Q: What protections does home insurance usually provide?

A: Homeowners insurance can help protect your home, personal property, personal liability, and additional living expenses after a covered loss. Todd, your local State Farm agent in Northbrook, IL, is here to help.

Q: What is renters insurance?

A: Renters insurance is coverage that helps protect your personal belongings and provides personal liability protection while renting a home or apartment. Connect with us for insurance guidance.

Q: How does life insurance work at a basic level?

A: Life insurance is a way to help take care of the people you love financially. It can provide support to your beneficiaries to help cover things like everyday expenses, debts, or future needs, depending on the coverage you choose. In Northbrook, you can count on Todd's team for personalized service.